Why?

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Help your company for a nickel!


The Money Coaches provide Ramsey Trained Financial Coaches for less than a nickel (5 cents) per hour worked. This also includes access to newsletters with current personal finance info, access to the Money Coaches Website with resources and tools for every situation and unlimited personal finance coaching for every employee. Our services result in:


Reduced turnover
Reduced stress at home from dealing with personal finance (#1 Marriage Breaker)
Reduced absenteeism
Reduced stress related illnesses

The Money Coaches add value to your business without the burden. Since 2012 TMC have been working with companies, we are confident in our ability to help you cultivate happy, financially healthy employees.

As an employer, it’s important to be aware of your company’s “return on investment” when considering employee benefits and their associated costs. It is statistically proven that when an employee is satisfied, retention rates and productivity are better. So, let’s look at this through the lens of an “employee” versus an “employer.”

Typically benefits might include things like:


Medical Coverage
Prescription and Pharmacy Benefits
Paid Vacation Leave
Disability Benefits
Dental Insurance
Mental Health Coverage
Extended Leave
Workers’ Compensation
Vision Insurance
Retirement Planning (401K or 403B)
Paid Sick Leave
Living Stipends
Life Insurance Policies
Paid Time Off
Family Leave

The irony is much of these company expenses are adding up to thousands of dollars each year with no way to control the value of your investment. And no one wants to see these benefits end up underutilized or ignored all together. However, that is a reality many employers face. For instance, over half of medical insurance participants on company plans do not meet their deductible. In turn, this can be a financial burden to both parties with no real solution.

What if we told you there is a way to increase the use of the benefits offered, but in a positive way? Making them more of a valuable resource for you and your employees.

ARE WE DOING ENOUGH FOR OUR PEOPLE?

  • Who helps them navigate these complex issues of life?
  • How would I set up a spending plan?
  • How do I get a will or trust?
  • How much should I save for retirement?
  • How do I save for my children’s college education?
  • How much and what kind of life insurance do I need?
  • How much should I save in my 401k?
  • Roth 401k rather than the traditional 401k ?
  • What is the smart way to purchase or lease a car?
  • When should I consider long term care insurance?
  • Do I need an emergency fund, and if yes how much should I have available for an emergency?
  • When I buy a house, what are the big scary problems I need to be on the lookout for?

Call The Money Coaches at (765) 592-0027 (Rich) or reach out via email at rich@themoneycoaches.com.

Resources Cited: 

https://www.americanactionforum.org/weekly-checkup/most-exchange-enrollees-will-never-reach-deductible/

https://www.indeed.com/career-advice/career-development/types-of-employee-benefits


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